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American Healthcare debate... (Read 16276 times)
Melissa
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Re: American Healthcare debate...
Reply #150 - Sep 23rd, 2009 at 12:45pm
 
Here's an interesting article:

Let's Pay Doctor

Couldn't we fix the health care system by paying doctors less?
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(BTW, not saying I agree with it, just some more ideas that are being tossed around)
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« Last Edit: Sep 23rd, 2009 at 12:55pm by Melissa »  

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Re: American Healthcare debate...
Reply #151 - Sep 23rd, 2009 at 2:59pm
 
Melissa wrote on Sep 23rd, 2009 at 12:45pm:
Here's an interesting article:

Let's Pay Doctor

Couldn't we fix the health care system by paying doctors less?
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(BTW, not saying I agree with it, just some more ideas that are being tossed around)


I don't think you could FIX the healthcare system by paying doctors less. You could have a minor impact on its costs.

I think there needs to be a balance struck between what is a reasonable income for a doctor, given the cost of their training etc, and what is a reasonable cost to the patient. Right now, on balance it seems that patients are paying through their noses whilst doctors are rolling in cash.

I think the bigger issue is all the organisations that crowd around the health delivery system all suckling away at its lifeblood in pursuit of profit rather than in pursuit of the interests of the patient.

You have a huge, complicated health delivery status quo that I think needs someone brave enough to do a clean sheet proposal for a new more equitable deal where patients (the "customers") come first. 
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deltadarlin
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Re: American Healthcare debate...
Reply #152 - Sep 23rd, 2009 at 3:30pm
 
More food for thought.

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Re: American Healthcare debate...
Reply #153 - Sep 23rd, 2009 at 10:22pm
 
Under HIPAA regulations it is currently illegal for an insurance co, to refuse coverage for pre-existing conditions, if the person is currently covered by another policy.

If the former policy has expired at the time of application for a new one then yes they can refuse.
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Re: American Healthcare debate...
Reply #154 - Sep 24th, 2009 at 2:15am
 
Good posts kids.

Just some thoughts I have while my blood was boiling while reading....certainly not in sequence.

During my recent look into our bizarre health care system....forget politics....several years ago, Specialists salaries in the U. S.  averaged $274,000....certainly much more by now.

I agree that the MRI is one of the most overused things in existence. Dozens of the things popped up around here when MRIs got so lucrative. Mostly we are sent to one of these places rather than the hospital that has its own. Nice.

My story about MRIs is that when I had my T. I. A. a couple years ago, I was told that I'd have to go 76 miles to Buffalo so they could keep me under observation. This included an MRI. I won't go into it here but I would have to be at death's door to have another.....Anyway, when they learned this on the way up, the conversation from the front was about how much less money this would bring and that it wouldn't be worth as much for them. I guess it ruined their day. I'll never forget overhearing that little gem.

Anyway, as I have said: Evil drug and perhaps even more evil insurance companies are salavating over the current plan. These people sound so sweet but as someone else put it: They and politicians behave like vegetarians in Congress but carnivores at home. When the insurance companies start to complain about it, that's when we are on the right track.

Charlie

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Re: American Healthcare debate...
Reply #155 - Sep 24th, 2009 at 3:35am
 
Charlie wrote on Sep 24th, 2009 at 2:15am:
Good posts kids.

Just some thoughts I have while my blood was boiling while reading....certainly not in sequence.

During my recent look into our bizarre health care system....forget politics....several years ago, Specialists salaries in the U. S.  averaged $274,000....certainly much more by now.

I agree that the MRI is one of the most overused things in existence. Dozens of the things popped up around here when MRIs got so lucrative. Mostly we are sent to one of these places rather than the hospital that has its own. Nice.

My story about MRIs is that when I had my T. I. A. a couple years ago, I was told that I'd have to go 76 miles to Buffalo so they could keep me under observation. This included an MRI. I won't go into it here but I would have to be at death's door to have another.....Anyway, when they learned this on the way up, the conversation from the front was about how much less money this would bring and that it wouldn't be worth as much for them. I guess it ruined their day. I'll never forget overhearing that little gem.

Anyway, as I have said: Evil drug and perhaps even more evil insurance companies are salavating over the current plan. These people sound so sweet but as someone else put it: They and politicians behave like vegetarians in Congress but carnivores at home. When the insurance companies start to complain about it, that's when we are on the right track.

Charlie



It is just too easy to take advantage of a "captive" market. We aren't doctors so we cannot make a judgement call on what is a valid/worthwhile treatment and what is an unnecessary or over-the-top treatment. We are also told again and again how much machines such as MRI scanners etc cost as a way of justifying the huge costs of scans. I smell a rat and would guess that most MRI scanners have paid for themselves in a matter of months judging by what people claim to have been paying.


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Re: American Healthcare debate...
Reply #156 - Sep 24th, 2009 at 2:35pm
 
The problem with socialism is eventually you run out of other people's money.  - Margaret Thatcher

Charlie, sorry but that story sounds implausible.  It sounds good enough for a mention in an Obama speech, but implausible.

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Re: American Healthcare debate...
Reply #157 - Sep 24th, 2009 at 2:40pm
 
Buzz, in your 'getting to know you' post, you talk about how useless your NHS doctor was and that you had to 'go private' in order to get proper treatment, and still had to do battle with them to get approval for O2.

How is your system better?
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Re: American Healthcare debate...
Reply #158 - Sep 24th, 2009 at 5:20pm
 
Seems like the discussion has come down to:

"Should this country continue to allow medicine to be a profit making business? If so, what profit is considered reasonable?"

Interesting that this train of thought has become so prevalent in our country. 

If we all move to Sherwood Forest, who will feed us?

Marc
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Re: American Healthcare debate...
Reply #159 - Sep 24th, 2009 at 5:56pm
 
Quote:
"Should this country continue to allow medicine to be a profit making business? If so, what profit is considered reasonable?"


It looks as though we have to sit back then when "reasonable" means greed, trickery, incompetence and outright criminality then?

It's immoral and disgusting. Other people are aghast when they learn of our twisted system.

If Wall Street needs money, fine. I'm all for making a buck but stop killing people to get it.

Charlie
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Re: American Healthcare debate...
Reply #160 - Sep 24th, 2009 at 6:25pm
 
Charlie wrote on Sep 24th, 2009 at 5:56pm:
It looks as though we have to sit back then when "reasonable" means greed, trickery, incompetence and outright criminality then?

It's immoral and disgusting. Other people are aghast when they learn of our twisted system.

If Wall Street needs money, fine. I'm all for making a buck but stop killing people to get it.

Charlie


Funny how you don't see a middle ground. Why do you feel that it needs to be one extreme or the other?

Marc
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Re: American Healthcare debate...
Reply #161 - Sep 24th, 2009 at 6:38pm
 
A truly 'free' system is an extreme that has never existed in the US.  We have always depended on the enforcement of a moral order, codified into law by a system of representative government.  This is what keeps the free market in check so that it does not become what Charlie paints it out to be.  When it gets out of balance, our system allows for new laws to deal with it.  Charlie's argument is flawed because it presupposes that the entire system is broken and anybody who is in the business of making their living in the medical field is a greedy leech.

There are hundreds of millions of people who are happy with their insurance and the way the medical system works.  There are (and always will be, under any system) some people who are not happy with the system.  This does not warrant wholesale destruction of a system that literally has over 250 million happy customers, and which employs millions of people (all who make money).

The idea that the system is sooooo broken that it needs the have the government running it is just not justified.

Didn't a 5 year old boy related to someone on this board just get word they are getting a life-saving transplant?  How does that happen in a socialized system?

I say we need to fix what is broken, not allow our theoretically 'limited' government to take over yet another critical part of our lives.  Tort reform would drastically change the way in which doctors provide care.  As it is, they order far more tests than necessary just to cover their ass, and this raises costs for everybody.
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Re: American Healthcare debate...
Reply #162 - Sep 24th, 2009 at 6:40pm
 
So after all this pissin and moanin what have we come up with that is better than what we got right now? Nada. The folks in Washington are gonna do as they damn well please.

   As Edgar says" It is what it is"

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Re: American Healthcare debate...
Reply #163 - Sep 24th, 2009 at 6:56pm
 
Marc wrote on Sep 24th, 2009 at 6:25pm:
Funny how you don't see a middle ground. Why do you feel that it needs to be one extreme or the other?


Marc wrote on Sep 24th, 2009 at 5:20pm:
"Should this country continue to allow medicine to be a profit making business? If so, what profit is considered reasonable?"

Interesting that this train of thought has become so prevalent in our country. 

If we all move to Sherwood Forest, who will feed us?


Kind of some extreme example in itself.


Quote:
Seems like the discussion has come down to:


Still may be that rising costs could make it affordable to fewer, or be content with very cheap policies having pages and pages of exclusions that make you wonder what it does cover.
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Re: American Healthcare debate...
Reply #164 - Sep 24th, 2009 at 7:13pm
 
Kevin,

I honestly feel that my comment is far less extreme that the verbiage that spawned it.

We all know that the system needs fixing, that isn't being debated. Yet, it's truly rare these days to see the middle ground being seriously explored. Everyone is becoming adept at fine tuning extreme examples to defend their "side."

As a point of reference, I lost a good paying job (career) in January. My health insurance premiums are almost twice my mortgage payment. After working at an executive level for 20+ years, I'm performing grunt labor to make ends meet.

Yet, I cannot accept a heavy handed approach to "making my life easier" at the expense of the whole." Big, expensive, far reaching decisions need to be well designed and thought out - not rushed through in order to gain or increase a political power base. I take my voting responsibility very seriously.

Experience has taught me not to take bait.

Balance in all things, Sir.

Marc
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Re: American Healthcare debate...
Reply #165 - Sep 24th, 2009 at 7:36pm
 
Marc wrote on Sep 24th, 2009 at 7:13pm:
Balance in all things


Something I was pointing out.


Quote:
Seems like the discussion has come down to:


I just wasn't so compatable with the determining.


Smiley



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Re: American Healthcare debate...
Reply #166 - Sep 24th, 2009 at 7:51pm
 
Kevin_M wrote on Sep 24th, 2009 at 7:36pm:
Marc wrote on Sep 24th, 2009 at 7:13pm:
Balance in all things


Something I was pointing out.


Quote:
Seems like the discussion has come down to:


I just wasn't so compatable with the determining.




Quote:
My health insurance premiums are almost twice my mortgage payment.


It's seems putting a price on life, health, has a high ceiling to move within, as one aspect.


Smiley






meant to modify previous post, but...  Roll Eyes
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Re: American Healthcare debate...
Reply #167 - Sep 24th, 2009 at 8:45pm
 
I can see that I have successfully converted everyone to my way of thinking. This has been a valuable exercise and a good use of my valuable time.

Well, I suppose my work here is done now, so I must move on to covert the next group ........ Wink

Marc
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Re: American Healthcare debate...
Reply #168 - Sep 25th, 2009 at 1:29am
 
My comments, from the perspective of newly diagnosed serious illness, so TOTALLY biased...that up front...politics be damned, these are personal comments...


Loopy wrote on Sep 24th, 2009 at 6:38pm:
A truly 'free' system is an extreme that has never existed in the US.  We have always depended on the enforcement of a moral order, codified into law by a system of representative government. 

Reminds me of the stop signs or crosswalks put up AFTER a child is killed....reactive NOT proactive.


This is what keeps the free market in check so that it does not become what Charlie paints it out to be.  When it gets out of balance, our system allows for new laws to deal with it.  Charlie's argument is flawed because it presupposes that the entire system is broken and anybody who is in the business of making their living in the medical field is a greedy leech.

I've got absolutely no problem with a system that rewards work, effort, and expertise with financial gain. It's called making a living. In my own business, we frequently are distained for charging for our services...all too often we are expected to provide those for free because, after all, our customers have OTHER costs of doing business.... it truly is mind boggling. Fair compensation for fair work is not a concept I dispute.

That said, a recent test I had cost $8,000. My health insurance company is refusing to pay (fighting that one). Have yet to hear a good reason why (tho I suspect it is the cost ALONE, as the procedure is standard diagnostics). There is no way it should cost that much...no way. Thousands yes, those machines are expensive, but 8 grand, no way. Part of the problem IS what is being charged...it's what the market will bear and that's our system...the market needs to change.



There are hundreds of millions of people who are happy with their insurance and the way the medical system works. 

I keep hearing this...and I have yet to meet them. I'm thinking "happy" is a relative concept, with the alternative of NO health care insurance as the unthinkable alternative.

Many a clusterhead can comment on the trials of our system. For myself, the fight just to get O2 covered took years of diligent and anguishing work (helped immensely by what I learned at ch.com and the truly remarkable folks here). Likewise triptan coverage...years to get the amounts I needed...years of unneeded suffering. Years of hearing "we don't cover that BECAUSE we don't" ..it was like arguing with a 5 year old...only I know exactly what the motivation was....deny, deny, deny...and hope I went away. I didn't, the beast taught me something about perseverance....


There are (and always will be, under any system) some people who are not happy with the system.  This does not warrant wholesale destruction of a system that literally has over 250 million happy customers, and which employs millions of people (all who make money).

Again, I aint one of the happy ones...I take what I can get and damn glad of it...but happy? NOPE.

What scares me...what causes me actual fear for my life... is:

that any day my employer could determine that health coverage is a cost they no longer wish to bear (almost happened this year, next year who knows?)

that any day my employer will no longer be willing to accomodate my "special" needs because of this illness. I'm an "at will" employee...the next mistake I make could be my last...and they would be totally within their rights to decide my services were no longer needed.

that I am 54...11 years away from medicare...and would be without insurance that can and WILL be denied because I have a pre-existing condition.

that the medical costs I will incur will bankrupt me and make my hoped for retirement a nightmare.

that beyond my own selfish needs there are millions who would be in the same boat. Ask any ER what they think about "uncovered" patients...they are gonna see more...and we all pay for that



The idea that the system is sooooo broken that it needs the have the government running it is just not justified.

It is busted...or at least running on 3 wheels. I have no idea how to fix it...I really don't...and I'm not sure anyone else has either...and that there is scary.


Didn't a 5 year old boy related to someone on this board just get word they are getting a life-saving transplant?  How does that happen in a socialized system?

WHAT? Where does that come from? I appreciate your comments...they are well thought out and cogently stated...whether I agree or not...but THAT is crap.


I say we need to fix what is broken, not allow our theoretically 'limited' government to take over yet another critical part of our lives.  Tort reform would drastically change the way in which doctors provide care.  As it is, they order far more tests than necessary just to cover their ass, and this raises costs for everybody.

Previous comments indicate that government is the solution...now it's not, I am puzzled. Myself? I don't know...but tort reform?..oh my yes...with the current system and the lawyer lobby...not expecting it's gonna happen...

Best,

Jon




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Re: American Healthcare debate...
Reply #169 - Sep 25th, 2009 at 3:36am
 
Loopy wrote on Sep 24th, 2009 at 2:40pm:
Buzz, in your 'getting to know you' post, you talk about how useless your NHS doctor was and that you had to 'go private' in order to get proper treatment, and still had to do battle with them to get approval for O2.

How is your system better?


Loopy, with hindsight, I believe that the particular NHS doctor I had at the time was more personally obstructive than the NHS itself; he had a giant ego and was not the most popular doctor at his practice. When I moved to London I wasn't registered at a London NHS surgery, so I decided, since I was earning a good daily rate, to go to a private doctor. She got me the appointment with the City of London Migraine clinic. Mr Blau  the neurologist) confirmed what I knew all along and prescribed Verapamil.

I then registered with my local NHS centre and have been nothing but impressed. They are conscientious, allowing me to automatically renew prescriptions but insisting on a brief check-up every few renewals. They have a daily walk-in service where no appointment is needed and they happily signed off on my O2; I have 6 big tanks and two small portable tanks, renewable as often as i need. They only give me 2 Imigran Jabs at a time, but I can ask for replacements on an as needed basis - there is no cost-derived limit.

The NHS does have its downsides. It is a long way from perfect. I am fortunate that I can choose to 'go private' if I want, thanks to my other half's private healthcare cover, on which I am now included. When I foolishly decided I'd start running in order to get fit and lose weight, I injured my knee. My NHS doc ordered scans. I had the choice of going to an NHS centre in several days' time or going to a private facility on the same day. I went private. It was nice, the place was like a hotel and the specialist was very charming but frankly the only real benefit was I got my knee scanned earlier.

Hope that explains!


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Re: American Healthcare debate...
Reply #170 - Sep 25th, 2009 at 3:48am
 
Marc wrote on Sep 24th, 2009 at 5:20pm:
Seems like the discussion has come down to:

"Should this country continue to allow medicine to be a profit making business? If so, what profit is considered reasonable?"

Interesting that this train of thought has become so prevalent in our country. 

If we all move to Sherwood Forest, who will feed us?

Marc


Profit is good. Profiteering is bad.  A modest profit made on an inefficient (and therefore expensive) system is bad. A modest profit made on an efficient system is good.

I find it absolutely staggering the amounts of money some tests cost patients.  I put this down to the fact that patients are a captive market, NOT down to the investment in equipment.
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Re: American Healthcare debate...
Reply #171 - Sep 25th, 2009 at 3:57am
 
Loopy wrote on Sep 24th, 2009 at 6:38pm:
Didn't a 5 year old boy related to someone on this board just get word they are getting a life-saving transplant?  How does that happen in a socialized system?


The UK's NHS undertakes many, many transplants every year. Multimedia File Viewing and Clickable Links are available for Registered Members only!!  You need to Login or Register The main problem they face is lack of donor organs.
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Re: American Healthcare debate...
Reply #172 - Sep 25th, 2009 at 4:00am
 
Loopy wrote on Sep 24th, 2009 at 2:35pm:
The problem with socialism is eventually you run out of other people's money.  - Margaret Thatcher


The problem with politicians' soundbites is that they usually lack any meaningful substance and become straws that people clutch on to in order to keep their own beliefs afloat.
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Re: American Healthcare debate...
Reply #173 - Sep 25th, 2009 at 7:44am
 
Loopy wrote on Sep 24th, 2009 at 2:35pm:
The problem with socialism is eventually you run out of other people's money.  - Margaret Thatcher


Oh, maybe Maggie was just a fan like I was from '70 -'73 of English rocker Alvin Lee.  He visited Detroit about twice a year at the time, also introducing new kicker bands like J. Geils, Cactus, even Poco that I can remember.  I got Ric Lee's drumstick one night in a stagefront melee after missing the first band that night throwing up in an unlocked janitor's closet.  Everything was there to clean it up!   Cool


"I'd Love to Change the World"

...

Tax the rich, feed the poor
Till there are no rich no more

I'd love to change the world
But I dont know what to do
So I'll leave it up to you

Population keeps on breeding
Nation bleeding, still more feeding economy
Life is funny, skies are sunny
Bees make honey, who needs money, monopoly

I'd love to change the world
But I dont know what to do
So I'll leave it up to you
 
...
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Re: American Healthcare debate...
Reply #174 - Sep 25th, 2009 at 7:56am
 
Loopy wrote on Sep 24th, 2009 at 2:35pm:
The problem with socialism is eventually you run out of other people's money.  - Margaret Thatcher


Thanks Loopy, just the mere mention of that monsters name has turned the milk in my coffee sour... Roll Eyes

Anyone else for a fresh cup...!


Lefty..!



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And your horse has also ran,
When all you have is a heap of debt
A PINT OF PLAIN IS YOUR ONLY MAN."
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