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Cluster Headache Help and Support >> Getting to Know Ya >> heya...wife of a CH sufferer here. http://www.clusterheadaches.com/cgi-bin/yabb2/YaBB.pl?num=1280349106 Message started by shirleyH on Jul 28th, 2010 at 4:31pm |
Title: heya...wife of a CH sufferer here. Post by shirleyH on Jul 28th, 2010 at 4:31pm
Hi everyone.
Shirley here....wife of a CH sufferer. Hubby has suffered for 20 years and has received excellent treatment in Australia where we are from and here in the UK where we currently live. He has just had a job offer which would have us relocating to Washington DC/Nth Virginia. We are concerned at the cost of his medication when we relocate to the US. He will have cover through Anthem medical provided by his employer. One question I have is would his medication for CH's be covered or would they consider it a pre existing condition? Does anyone know of supplementary insurance we could take to cover the medication if that was the case. Could anyone help point us in the direction of an excellent neuro/headache specialist in the DC/VA area. So many things to think about when relocating and hubby's health is a big one. Thanking you in advance for any assistance. cheers shirl' |
Title: Re: heya...wife of a CH sufferer here. Post by Guiseppi on Jul 28th, 2010 at 5:15pm
Wow!! I've lost track of the number of wives lately logging on to support their hubbies. That's awesome! ;)
Don't know anything about your insurance or doctor questions. :-[ But has your hubby tried oxygen yet? I'm a 32 year episodic sufferer, just turned 50. Using oxygen has all but eliminated my use of imitrex..(I believe what you guys call imigran?) I think with my last 7 month cycle....which I am about to call officially over.... [smiley=shore.gif]......I only had to inject 4 times. Oxygen beat down every other hit. Much cheaper then imitrex, a lot easier on the body and the insurance companies fight very little compared to imitrex! Thanks again for doing the footwork for him. Our supporters keep us sane! Joe |
Title: Re: heya...wife of a CH sufferer here. Post by Peter B on Jul 28th, 2010 at 11:26pm
A few things to consider: many companies using US Health insurance design their own plans - so one person's Anthem is not necessarily the same as another's.
If you are going through a group plan via a company - then pre-existing conditions are not an issue (or at least should not be). Ask them to see a copy of the health plan in advance and look to see if O2 is covered. O2 may be covered as (I think) a disposable device, and not a medication. Ask also to see the formulary either through the insurance plan or the pharmacy benefit management plan (e.g. Caremark, Medco) to see if his meds are covered and at what co-pay. |
Title: Re: heya...wife of a CH sufferer here. Post by shellcory on Jul 29th, 2010 at 4:01am
Hi,
Welcome, I'm in Aus so cant give you any info, just wanted to let you know I understand your situation as a supporter and if you ever need to talk just drop me a line. My fiance has suffered for 25 years with Ch we see a Neurologist in Melb but are interested in finding others that understand ch so if you have any you can recommend please let me know. Regards Shell :) |
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