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        New Message Board Archives >> 2006 General Board Posts >> Identity Theft
        
(Message started by: chewy on Aug 16^th, 2006, 9:57pm)

Title: Identity Theft
Post by chewy on Aug 16^th, 2006, 9:57pm

Can creat a huge disaster that is unbelievably hard to dig out of. Especially when they hit your bank accounts.

Be careful out there.

Title: Re: Identity Theft
Post by alchemy on Aug 16^th, 2006, 9:58pm

I've had it happen. Still trying to clear it all up after almost 3 years

Title: Re: Identity Theft
Post by chewy on Aug 16^th, 2006, 10:03pm

All my accounts had to be closed and no bank will open one for me,including the bank I have used for the last 12 years.

First time since I've been 14 YO i haven't had a bank account. Wierd.

Title: Re: Identity Theft
Post by alchemy on Aug 16^th, 2006, 10:05pm

I had loans taken out in my name, just for starters

Title: Re: Identity Theft
Post by Jonny on Aug 16^th, 2006, 10:06pm

on 08/16/06 at 22:03:17, chewy wrote:

All my accounts had to be closed and no bank will open one for me,including the bank I have used for the last 12 years.

First time since I've been 14 YO i haven't had a bank account. Wierd.

WARNING!!!!!!.........Never give Chewy information!!!!!! ;;D

Title: Re: Identity Theft
Post by alchemy on Aug 16^th, 2006, 10:08pm

Jonny was I wrong to give him my pin number?

Title: Re: Identity Theft
Post by chewy on Aug 16^th, 2006, 10:11pm

Quote:

Jonny was I wrong to give him my pin number?

No No No.It was the right thing to do.

http://mud.mm-a3.yimg.com/image/671696887

Title: Re: Identity Theft
Post by alchemy on Aug 16^th, 2006, 10:28pm

oh shit!!!!!!!!
hopefully LMAO?

Title: Re: Identity Theft
Post by Kevin_M on Aug 16^th, 2006, 10:35pm

That's some heavy shit to have happen.

I've had loans taken out and bank accounts emptied, but I found out that was just me.

Title: Re: Identity Theft
Post by pattik on Aug 17^th, 2006, 6:28am

So sorry, Chewy. Any ideas of how/when it happened? :(

Patti

Title: Re: Identity Theft
Post by chewy on Aug 17^th, 2006, 6:29am

Probably through internet purchases.

Ebay, Expedia, etc.

Title: Re: Identity Theft
Post by Shazza on Aug 17^th, 2006, 6:32am

oh shit your kidding?
I thought the sites were secure when filling in private details?

Title: Re: Identity Theft
Post by chewy on Aug 17^th, 2006, 6:38am

No other explanation really.

A Bank investigator told me that with todays technology no internet transaction can be 100% secure.

Title: Re: Identity Theft
Post by Shazza on Aug 17^th, 2006, 6:41am

I can see your point!

Hope you get it all sorted soon hun x

Title: Re: Identity Theft
Post by E-Double on Aug 17^th, 2006, 6:45am

Ya know someone was bound to figure out that Chewy was once Don. You should come up with a secret identity and rid the world of evil doers with a single blast of your laser vision or you can have a psychotic episode and develop multiple identities and just beg for someone to steal at least one of them.

That sucks!!!

I've had info stolen but never my name.

Good luck brother!

Title: Re: Identity Theft
Post by sandie99 on Aug 17^th, 2006, 6:55am

I'm so sorry, Chewy...

Oh crap... I'm using the internet to pay all my bills these days. Only my uni doesn't allow me to do that.

Sanna

Title: Re: Identity Theft
Post by chewy on Aug 17^th, 2006, 7:41am

Quote:

develop multiple identities and just beg for someone to steal at least one of them.

The one with the IRS debt and student loan is up for grabs. First come first served!

Quote:

or you can have a psychotic episode

In process.

Title: Re: Identity Theft
Post by ShadowLord on Aug 17^th, 2006, 7:47am

They can have my identity... I'm tired of it... Think I'll become Sancho... A latin masseur... Gotta go work on my tan...

PFDAN............................................ ShadowLrd

Title: Re: Identity Theft
Post by chewy on Aug 17^th, 2006, 7:52am

Here ya go Sancho. Advertise here.

http://sfbay.craigslist.org/

Title: Re: Identity Theft
Post by Mattrf on Aug 17^th, 2006, 11:57am

And my wife wonders why I shred anything with info about us on it.

I buy stuff on the internet all the time but I never do it on an unsecured site.
If you are going to purchase anything on a site, before you start typing all your personal and credit info look at the address above and make dam sure that it starts with HTTPS:// the indicates that you are on a secured and encrypted site and that it is safe to put your personal information, if it is just HTTP// find another site to buy the item from.

Also if you ever get an email asking you to put in SS # or any other type info even if it looks like your bank is asking never put it in call them first, hackers can spoof any web site and make it look real so be ware.

Matt
[smiley=damncomputer.gif]

Title: Re: Identity Theft
Post by chewy on Aug 17^th, 2006, 2:11pm

Quote:

make dam sure that it starts with HTTPS:// the indicates that you are on a secured and encrypted site and that it is safe to put your personal information

Those are the only sites I ever used. Still got nailed.

Title: Re: Identity Theft
Post by Mattrf on Aug 17^th, 2006, 2:27pm

Chewy
Any idea who did it and where they are located?
Are they local or in another state?
The HTTPS is hard to brake so it is very secure, maybe one of the companies you did business with got hacked. No matter how it happened it sucks and I know that we are all worried that it could happen to us. Sorry buddy that you got stung and I hope you are able to get it worked out. Hope they are local as well so you might be able to get a little physical pay back if you know what I mean.

Matt

Title: Re: Identity Theft
Post by Sandy_C on Aug 17^th, 2006, 2:40pm

My boss got a telephone call from Dell (the computer folks), who wanted to know why he had not paid his bill. Ooookay! What bill? What computer did he buy, considering the fact that he's 70 years old and doesn't even know how to turn my office computer on. Bossman turned them over to me, cuz I do the books. Told this guy, we've never purchased from Dell, then I pulled bossman's personal (wifey included) credit report (which he had NEVER in his life done), and found a shitload of accounts neither he, nor wifey had opened - four new credit card accounts, furniture purchases, cell phone accounts - over $20 grand. It took him (me) almost a year to get it cleared. Oh, BTW, everything originated our of NJ.

Then, just about 6 months ago, my hubby and I opened a new credit card account. Before we even got our first statement, I get a call from the CC company asking if we had charged gas twice, and purchased a cell phone account, and a computer - in Arizona! (total charges about $3,500). We live in NC - the answer was NO. I sent them a notarized statement that the charges were not ours, and those charges never appeared on my new account. I was impressed with my new CC account (Capital One, if anyone is interested).

We pull our credit reports every year, without fail. Every time we pull it, there are accounts registered to us that we never heard of, and every year I go through the letter writing to get them taken off our report.

Bottom line - get your own credit report at least every year - six months is even better. Read - actually READ, every bill that comes in to your home to check for errors, Don't just throw away those envelopes that you think are junk mail credit card applications - open and read each one - there just might be a credit card bill that you never knew about. KNOW how much you owe to your creditors at all times, and watch their bills.

It's a sad state of affairs that it is so easy for someone to steal your identity, but it's a fact of life now. You are the only one who can protect yourself. Nobody else is going to do it for you.

I also do all my banking online, bill paying online, make many purchases online. I've learned that I've just GOT to watch everything every day. And, it's very interesting, when I purchase something online, my spam mailbox gets filled with e-mails from folks telling me "my loan has been approved", "we can give you Imitrex". The most interesting e-mails I received were from the FBI, CIA, and DEA, shortly after I visited the Iamshaman.com website. Interesting. Make sure you have a spyware searh program on your puter, because....sombody's waaaatching.

Sandy

Title: Re: Identity Theft
Post by Mattrf on Aug 17^th, 2006, 3:04pm

Spybot and Ad-aware SE are free and work well but you have to update and run them. You can get them from Download.com it is a safe site and has lost of free software and not free as well. I also use Spysweeper purchased version and it actively monitors and blocks spyware but no on program is enough, there is just to much spyware out there.

Matt
[smiley=damncomputer.gif]

Title: Re: Identity Theft
Post by superhawk2300 on Aug 17^th, 2006, 11:36pm

Hey guys who had it happen, got any info on the legalities of it all? My aunt had it happen to her 20 odd years ago (way before the interent crazy). A woman bought a house, car and got credit cards in her name.

At the time, it wasn't illegal to do any of those things. The only thing the woman got busted for for Forgery and stuff like putting bugus info on us gov forms, all misdomeaners - she served probation.

With the internet, terrorism and such have they beefed up the laws around this?

Title: Re: Identity Theft
Post by LadyLuv on Aug 18^th, 2006, 12:35pm

Sorry Chewey...

My Cousin, Thelma is still trying to clear her credit and name after 3 years.... She can't get credit cards or anything..

:-*LL

Title: Re: Identity Theft
Post by chewy on Aug 18^th, 2006, 12:46pm

Quote:

Any idea who did it and where they are located?

Unfortunately no. The Bank told me it will be a minimum of a few hundred to research it and could run into the thousands depending on the extent of it.

Title: Re: Identity Theft
Post by Bob P on Aug 18^th, 2006, 1:18pm

I use this site for my credit report:

https://www.annualcreditreport.com/cra/index.jsp

You are allowed one free report from each company per year. So if you space them out you can get one from a single company, four months later one from another comany, etc. and get one every four months.

Title: Re: Identity Theft
Post by Ree on Aug 18^th, 2006, 2:03pm

If anyone wants to be me feel free to jump into this life....I'm broker than broke right now and have no job as of 2 weeks from now....((((anyone got a job for me??)))(in my begging voice????????????)
I'll pack my bags.... ree

Title: Re: Identity Theft
Post by ShadowLord on Aug 18^th, 2006, 2:07pm

See this is why I purposely made myself have bad credit, no money, and no assets... Maybe I'll be lucky and someone will steal my identity to declare bankruptcy with it, and wipe out all my past debt... Until then... Call me Sancho...

PFDAN.......................................................... ShadowLrd