|
||
|
Title: I need help (not CH related) please oh please Post by gore2424 on Dec 21st, 2005, 8:49am Hi and good day or night to all I need help has anyone heard of a web site based in Sweeden called "Spacecoin.com" the reason I am asking is because on 12/10/05 someone on there used our debit/credit card to make an unathorized transaction for the amount of $506.25 USA dollars. I found out they have NO phone #'s to call and only way I found them was searching the web and found vendorsupport@spacecoin.com I emailed them wednsday 12/1405 and told them of my problem and they emailed me back thursday 12/15/05 and said they look into it and email me back on friday 12/16/05 or monday 12/19/05 and here it is Wed 12/21/05 and nothing so if anyone dont mind checking and see if you can find out anything would you please let me know on here or email me back if you will thank you Terry I know I am asking alot on here not being CH related but I know there are a lot of you on here that are so good at finding things and not a "putor dummy" like me email is gore2424@aol.com |
||
|
Title: Re: I need help (not CH related) please oh please Post by catlind on Dec 21st, 2005, 9:04am Gore, the FIRST thing you need to today is call your bank tell them of the unauthorized transaction. They will cancel your debit card and issue you another one, the SECOND thing you need to do is contact the FTC (Federal Trade Commission) and have a fraud alert put on your SSN. You can find information on their website at: http://www.consumer.gov/idtheft/ The website will give you info on how to contact the FTC and on any other steps you may have to take. Clark and I had a problem with this very same thing, someone got a debit/credit card issued on our secondary checking account and we had never had a card issued on it. Fortunately for us, there was no cash in that account, and the bank was suspicious when a $500 amount tried to go through at Payless Shoes. We took the above steps and have not had any further repercussions, although we are required to watch it closely because Clark is military and has a security clearance. Most banks will refund the amount that was spent fraudulently, but you NEED to take the above actions IMMEDIATELY. Don't even worry about the spacecoins place until you have talked with the bank and the FTC. Cat |
||
|
Title: Re: I need help (not CH related) please oh please Post by Racer1_NC on Dec 21st, 2005, 9:30am Good info Cat...... Here is the web site registry......... Registrant: Spacecoin AB 753 81 Uppsala, SE Domain Name: SPACECOIN.COM Administrative Contact , Technical Contact : IP-Only, registry@IP-ONLY.NET St. Persgatan 6 Uppsala, 753 81 SE Phone: +4618-843 10 00 Fax: +4618-843 13 99 Record expires on 29-Oct-2007 Record created on 29-Oct-1999 Database last updated on 09-Sep-2005 |
||
|
Title: Re: I need help (not CH related) please oh please Post by vig on Dec 21st, 2005, 10:38am I have a $7.95 charge on my account right now that I'm disputing with my bank. It came from Apropos E Solutions in Lebanon, NJ. I did a google search on it and LOTS of people are finding this bogus fraudulent charge. I'm trying to see if the NJ AG will do anything.... |
||
|
Title: Re: I need help (not CH related) please oh please Post by Rock_Lobster on Dec 21st, 2005, 11:00am What Cat said, Gore. Nothing at all to get worked up about, though. You are not liable for such transactions. In fact, I would not even bother contacting the company that billed it if I were 100% certain it was bogus... I would simply tell my card issuer to remove the charge. You do that at once. On a good note, when you contest a charge, the merchant is hit with a 'chargeback fee', in addition to the original charge amount. |
||
|
Title: Re: I need help (not CH related) please oh please Post by Karla on Dec 21st, 2005, 1:38pm Someone recently placed an add in our local newspaper for postal jobs. It was a booklet supposedly to help you pass the postal exam for $10. My son fell for it and they took everything in his account out $150. He has filed a dispute with his credit union and closed out his account. I feel so bad for him. Tis the season to be riped off I guess. Sorry Terry that you are going through this. |
||
|
Title: Re: I need help (not CH related) please oh please Post by ExplodingEyeBall on Dec 21st, 2005, 1:47pm on 12/21/05 at 10:38:13, vig wrote:
Hey Paul. Apropos is one of the biggest and worst of the spyware/adware companies. I'm thinking that you may have a spyware problem and this could be related to it. |
||
|
Title: Re: I need help (not CH related) please oh please Post by gore2424 on Dec 21st, 2005, 6:22pm wow Wow WoW WOW you all rock Ü thank you thank you last thursday when wifey checked bank account and seen over $500.00 was missing I went to credit union as soon as they opened and reported the unauthorized transaction to them they had me fill out an affidavid of credit card theft plus we wrote a "to it may concern" letter for all our creditors and had me call police and fill out a police report there too and cat I will certainly do the fraud alert on my SSN last Sept someone bought 2 watches from Kennth Cole in Chicago and was mailed to a Tenn address when person got watches he call Kennth Cole and told them he didnt order them so we got that $250.00 back in a couple of months but here is what I dont understand we didnt change credit union so wouldnt a big ole red flag come up when someone in sweeden made a $506.25 purchase ?¿? we are changeing banks the first of 2006 I take care of my 77 year old dad in town and he gave us $500.00 so we could cover bills already sent and make arangements to pay others with checks late so we had help keeping up on bills it just sucks this time of year is really bad on me I am chronic but H/A's in the fall contuied til now to run me down down down but you all lifted my soul and once again I cant thank you all enough for your fast ideas replys love you all and special hugs for anyone that can make it to DavCon06 I am still living only 6 blocks from there and my best friend Dave has the OUCH model of Bills car all done sure looks sweet well got to go and thank you all Terry |
||
|
Title: Re: I need help (not CH related) please oh please Post by catlind on Dec 21st, 2005, 8:15pm Terry, I have to agree with you on changing banks. My bank caught the theft and called me before I even knew it happened. When they called, they weren't calling to say that a charge had gone through and overdrafted my account, they called to ask me if I had made a purchase for that amount to Payless, and when I said no, that account isn't even our active account, she said we noticed it was an out of the ordinary transaction for your account habits and it raised a red flag. I was might glad to know they are watching. They told us to contact the FTC, and because we are military if someone had our info and had tried to get cards or accounts issued in our name, it would have to be investigated through the FBI. Contacting the FTC made sure that all proper authorities would be brought in if anything suspicious came about. It also helps them track down the people who are buying/selling Identities. With your report on file to the FTC, they can monitor your social for any attempts to open new accounts, and even have change of addresses monitored. With the recent losses of data by credit card companies, and in our case it was the employee of the securities company that does all the banks in the country's software and password info--this guy was selling the passwords and socials to a crime ring in Nigeria. I understand it was the largest case of identity theft they have cracked to date. Knowing that you have now had 2 incidents, it is a very wise move to have the fraud alert placed on your account. It will also entitle you to a full and complete (and free) reporting from all 3 credit agencies, so you can go through and see if there are any accounts or activities that you didn't do. It also alerts the credit reporting companies so that they will watch your SSN for any new accounts that are trying to be opened, and if anyone tries to make a change of address on an account. I wish you the best of luck in this, and I"ll see you in Davenport! Cat |
||
|
Title: Re: I need help (not CH related) please oh please Post by cootie on Dec 21st, 2005, 9:51pm If you pay credit card bill and few others online does that mean your info can be stolen.....I don't have any info STORED on my computer but ebay has everyones credit card number and some of the bills I pay have the info even tho IF POSSIBLE I check for it not to be saved !!! I tried to log into my credit card account online and it won't take my password !!! I tried several times and it LOCKED ME OUT......so now I have to call the bank again. I got that cd in the mail yesturday which freaked me out with that notice THANK YOU FOR YOUR ORDER but since the envelope was torn I am thinkin a bill or letter got lost out of it to EXPLAIN it. But why would sumone steal your account info and send stuff to that address ? They'd not get nothin out of it that way ? Had my ebay account taken over once and then I updated paypal when due but could not use it cuz they wanted it updated which I DID and went thru the link saved off there website and not one emailed to me. I'm startin to think MODERN age is catching up with us Pam I dunno if I will EVER get McAfee to stop chargeing my account for stuff......when I logged on last time it said I had no purchases to get updates. I forgot my password and they never sent it to me to try again off there web site in my account. I emailed them AGAIN and can not get thru to call. Was on hold a half hour yesturday MY DIME and hung up. Told the bank to block charges but already got that one but haven't had McAfee in over a year. Shit is gettin freaky !!!! |
||
|
Title: Re: I need help (not CH related) please oh please Post by Cerberus on Dec 21st, 2005, 10:04pm Terry... if you do nothing else, important in your lifetime do what Cat told ya. She's good like that.... besides she's right. 'Bus |
||
|
Title: Re: I need help (not CH related) please oh please Post by catlind on Dec 21st, 2005, 10:31pm Pam with the recent events of lost credit card information and the bank software guy selling info, it doesn't matter if you are online or not. Everyone out there is subject to identity theft. Best thing to do is to get a credit report every year without fail, and if you suspect anything is going on, get one every 3 - 6 months. Cat |
||
|
Title: Re: I need help (not CH related) please oh please Post by gore2424 on Dec 22nd, 2005, 12:12am Yes I am now going to get on the site cat gave me because I didnt go out to mailbox til 9pm tonite and there in my mail was 3 different companies all saying I was denied credit because of my lack of funds and bad credit rating one was from Dell, a credit card company , and last one from Office Max hummmm I thinking someone out there is trying to use my SSN or my name Damn I hate this crap but will right now after I post this go to the FTC website and fill out some forms as cat instructed so once again thank you all for your help Terry |
||
|
Title: Re: I need help (not CH related) please oh please Post by cazman on Dec 22nd, 2005, 11:39am that sucks man , i had it happen once last year i had $75 dollar charge that was made from somewhere i freaking china ,i got my money back it took 3 months , lesson learned i will never use internet explorer again as long as i live its a haven for people that do this shit i use either firefox or a new one im playing with called opera both are free and way more secure bill gates is a thief and he shuold be held responsable for money lost due to his swiss cheese browser i cant belive he just got man of the year with bono i guess you can buy anyone and anything theses days. sad state of affairs. |
||
|
Title: Re: I need help (not CH related) please oh please Post by Ree on Dec 22nd, 2005, 10:13pm My credit card company calls me if I make a large purchase... AND... after 2 or 3 purchases in 1 day they ask me for my license... and its never an inconvenience... I want the whole pat me down if they think I need it.....anything for security today...love to you Terry sorry for your problems... Most banks cover your money up to 100000 Good luck....Ree |
||
|
Clusterheadaches.com Message Board » Powered by YaBB 1 Gold - SP 1.3.1! YaBB © 2000-2003. All Rights Reserved. |