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        New Message Board Archives >> 2005 General Board Posts >> And I thought I was anal!
        
(Message started by: Kris_in_SJ on Nov 17^th, 2005, 8:02pm)

Title: And I thought I was anal!
Post by Kris_in_SJ on Nov 17^th, 2005, 8:02pm

I swear that Katie Couric is turning our lives into a living colon Hell with all her on-screen colonoscopy crap!

This year my darling hubby decided it was time. He's mid 50's and has never had a health problem in his life. Convinced his GP he really needed one, even though the GP told him he didn't - no symptoms, no family history, negative other tests, etc. Got a referral to a specialist, but never consulted our insurance company before hand. Now he's been scheduled for a procedure that our insurance company doesn't cover. Period. Minimum out of pocket will be close to $2,000.

Of course, I was the one who called the insurance company and found out. Needless to say, my hubby won't be having a colonoscopy anytime soon! Procedure cancelled.

I don't know who I'm more pissed at - him for scheduling it without checking with insurance - or insurance for not paying for it.

Sorry - just needed to vent.

Kris

Title: Re: And I thought I was anal!
Post by Jonny on Nov 17^th, 2005, 8:13pm

Why ask for an ass fucking when the doc says you dont need one?

Edit to add: Do you really have insurance that wont cover that test?

Title: Re: And I thought I was anal!
Post by BMoneeTheMoneeMan on Nov 17^th, 2005, 8:13pm

Hey, wait a minute. A colonoscapy is strictly a exploratory procedure, right? and how often do medical experts recommend people in their 50s get one of these?
Whatever you do, dont be pissed at the hubby. Im sure that you can be plenty mad at the insurance and let him be.....for now.
;)
BMonee

Title: Re: And I thought I was anal!
Post by Kris_in_SJ on Nov 17^th, 2005, 8:19pm

I know you're right BMonee, but all the supposed "experts" say people over 50 should have one. I guess my hubby is a typical victim of the media.

And you're also right - I'm no longer pissed off at him - only at an insurance company that doesn't believe in proper cancer screening.

Much calmer now .... Kris

Title: Re: And I thought I was anal!
Post by Jonny on Nov 17^th, 2005, 8:28pm

What kind of healthcare plan does not cover a colonoscopy test?

Thats unheard of....whats the name of your plan?.....I will look into it for you.

............................jonny

Title: Re: And I thought I was anal!
Post by BobG on Nov 17^th, 2005, 8:31pm

Maybe, did your hubby mean he wanted a 'finger wave' test of his prostate to check for cancer and confuse it with a colonoscopy?
All men over 50 should have the prostate checked.

And your insurance sucks.

Title: Re: And I thought I was anal!
Post by Linda_Howell on Nov 17^th, 2005, 8:46pm

Agree with all above.

I have NEVER heard of a health plan that would not cover this proceedure. Even though your husband has no symptoms, no history....he is absolutely correct in thinking this is the right time for this.

Please let us know what medical Ins. Co. you have.
I...too....want to look into this.

Linda

Title: Re: And I thought I was anal!
Post by Jonny on Nov 17^th, 2005, 8:48pm

on 11/17/05 at 20:02:27, Kris_in_SJ wrote:

on 11/17/05 at 20:19:06, Kris_in_SJ wrote:

I know you're right BMonee, but all the supposed "experts" say people over 50 should have one. I guess my hubby is a typical victim of the media.

Much calmer now .... Kris

12 minutes after you started this thread its over......is this an attention thread?

You got my attention, Sweetie ;;D

Title: Re: And I thought I was anal!
Post by thebbz on Nov 17^th, 2005, 8:54pm

:o Talk about anal. My doctor has a finger the size of a Louisville Slugger. I still feel raped. :'( Prostate was fine until he had to go and stir things up.LOL Insurance will pay for cancer treatments but not colonoscopy? Smart people there.
All the best ...keepin an eye behind ya
jb

Title: Re: And I thought I was anal!
Post by Charlie on Nov 18^th, 2005, 12:00am

Your insurance won't pay for it? WTF is that? It's one of the few things they seem delighted to pay for but then shoving stuff up my ass is their thing. http://www.kolobok.wrg.ru/smiles/standart/stop.gif?SSImageQuality=Full http://subscribe.smileygenerator.us/all/albums/aiwan1//moil.gif?SSImageQuality=Full

Supposedly, every 5 years after 50 is the deal.

Charlie

Title: Re: And I thought I was anal!
Post by Kris_in_SJ on Nov 18^th, 2005, 9:14am

For all those who are also pissed at my insurance company, it's Blue Cross Blue Shield PPO.

They will only pay a small percent of the bill because we've been so healthy this year and have not had to pay anything towards our deductible. So we would have to meet the entire deductible plus 20% of the remaining bill. Since our local hospital doesn't follow the practice of writing off whatever BCBS doesn't pay, that amount could be considerable.

According to BCBS, it doesn't matter if the colonoscopy is screening or diagnostic - the policy is the same regarding both. I guess they'd rather pay for treatment than prevention, which pretty much sucks!

Kris

Title: Re: And I thought I was anal!
Post by jimmers on Nov 18^th, 2005, 9:23am

INSURANCE COMPANIES!

Crooks with a license!

Seeya,

Jimmers

Title: Re: And I thought I was anal!
Post by Jimmy B. on Nov 18^th, 2005, 12:10pm

on 11/18/05 at 09:14:30, Kris_in_SJ wrote:

Usually they also have an "out of pocket" maximum....I hope you don't have to pay much for that insurance....at my job, that's the type of Health Insurance they give away for free. Sort of like Major Medical 80/20 w/$1000.00 deductible, $2,500.00 family.

You may also want to look into a "Health Care Spending Account...if your job offers it...you can sock money away (pre-tax) into it for these type of high cost precedures.