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Title: FU@#*ng Insurance Companies!!! Post by jhammer on Jun 23rd, 2004, 1:03pm I was just informed that my insurance company denied a request for the drug that seems to be working for me. Who are they to decide what kind of treatment is appropriate? So now I'm almost 5 weeks into this cycle and I finally get a referral to see a neurologist...who's next available appointment is 9 weeks from now. The free samples are running low and so is my faith in traditional medicine. ANyone know a good witch doctor? [smiley=furious.gif] |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Prense on Jun 23rd, 2004, 1:53pm Many of us have had problems with insurance at one time or another when dealing with CH. There are several here who know how to fight the fight. Remember, the insurance company is not denying you the prescription...just denying coverage. Stick around...someone will be around with some suggestions. Chris |
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Title: Re: FU@#*ng Insurance Companies!!! Post by thomas on Jun 23rd, 2004, 2:03pm What drug are you referring too? |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Gator on Jun 23rd, 2004, 2:18pm 9 weeks is too long to wait to see a neuro. Are there no other neuros in your area that you can get referred to? I have to drive 80+ miles to mine and I know of people on this board that drive farther than that. What drug are they refusing to cover? Here are a few articles to look at concerning insurance companies and limiting or denying med coverage: http://headaches.about.com/library/weekly/aa-bc-trip-limits-a.htm http://headaches.about.com/cs/advocacy/a/trip_limits_2.htm http://headaches.about.com/library/weekly/aa-bc-error-a.htm Gator |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Big Dan on Jun 23rd, 2004, 2:58pm on 06/23/04 at 13:03:56, jhammer wrote:
Try telling them it's an emergency and there is no way you can wait... mention the Suicide Headache name... usually gets results... And speaking of 'Fucking Insurance'... I should look into that... this dry spell could have paid off big time. -Big Dan |
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Title: Re: FU@#*ng Insurance Companies!!! Post by jhammer on Jun 23rd, 2004, 3:42pm The doc put me on Vioxx...only problem is, the insurance company says that you need to be at least 65 or older to get a perscription for it. Well, I've got a 40 year wait until that happens, makes the 9 week wait for the Neurologist look like nothing. I called and asked if there was another Neuro I could see sooner, but apparently this guy is the only one in the plan...and I have seen him in the past so it's probably better that I see him. Although he did incorrectly diagnose me back then. I could use some of that 'Fucking Insurance' too...lol [smiley=crackup.gif] |
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Title: Re: FU@#*ng Insurance Companies!!! Post by cootie on Jun 23rd, 2004, 3:56pm WHAT.......THAT'S CRAZY......oops sorry I was shouting ! Insurence co's piss me off.....esp when you have paid in for a lifetime all that money and they have............"restrictions" like that !!! I have several freinds on that med and they are far from 65 leme tell ya. Must be some small print issue with health long term bein on the med they have decided to follow. We are lucky to have an internalist doc that will help Brad get what he needs or thinks will work.......my doc is an ANGEL !! He knows some about CH and tries to stay up on meds.....and not much of a wait to get in to see him cept a few days if that . Could you check around at docs of this sort at clinics and ask if they are familiar with ch and get more help more often faster better ? I know a neuro is what you need.....ours had a 3 to 6 month wait and if you did not follow his program of so many vistis a year 'while out of cycle' no matter what he would not prescribe meds or get you in earlier. It was a joke to us......and he was quite a ways away for Brad to get out there and take a day off work in the meantime to do it. He charged us about $ 250.00 a visit too and insurence only cover'd a SMALL percentage. Our internalist will prescribe whatever Brad needs but.....the insurence co of course limits the amount of imitrex and with approval with doc calling there physicians line he can get more each month doin so......butt now hey will only cover generic. (the bastards) So......that sorta defeats our purpose cuz the dam shit should come in gold syringes for what it cost. I know.....it's a god send tho. Good luck.....sorry to repeat myself on all this to everyone else. Good luck to ya.......neo-nazi insurence co's suck Pam |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Woobie on Jun 24th, 2004, 2:50am on 06/23/04 at 15:42:22, jhammer wrote:
Ummmmmmmmmmm I took Vioxx when I was 25 - that is entirely BULLSHIT. It's an anti - inflammatory ... like celebrex. a cox2 inhibitor. like aleve or ibuprofen - they just work differently.. same goal. It's used for arthritis, and other inflamation. Dont know why it's used for CH.. Are you SURE the insurance said you have to be over 65?? I know a lot of people taking it - (my sister for one - who is 23 right now.) but if so - i would LOVE to know what kind of insurance you have... i'll call them myself and argue with them. Maybe they denied it because it's not a standard CH med??? Did the insurance company tell you the age thing ? or did your DR tell you that the insurance said that? WOW. cheese n rice! tina |
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Title: Re: FU@#*ng Insurance Companies!!! Post by jhammer on Jun 24th, 2004, 7:57am Actually the pharmacy told me that one. My doc had to fill out a ton of paperwork to send to the insurance company (UPMC), who then promptly rejected it. This is the same BULL-SHIT kind of stuff that I went through last time...I don't know who to be more pissed at, the doctor for not making me feel better or the insurance company for not paying for it. ~Jake |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Redd715 on Jun 24th, 2004, 8:47am on 06/23/04 at 15:42:22, jhammer wrote:
I'm not sure what company is denying that covereage. I had a case of shingles a few years back that ran all the way down my left arm and Vioxx was one of the scripts I had for the inflamation and pain of that. I was only 35 at the time. No problem with my insurance. (had some at the time go figure) I'd see if you couldn't get an over-ride letter sent from your prescribing doctor? When my son was little and on Ritalin I had to do that to get his script covered because the insurance would only cover the generic and his neuro insisted on the name brand. One letter and it was covered. It's worth a shot. |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Woobie on Jun 24th, 2004, 2:50pm you're right Jake - it's bullshit! i would call your insurance - and ask them WTF? it doesn't make any sense to me tina |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Samantha_Smith on Jun 24th, 2004, 3:13pm So basically they are denying you coverage based upon your age? Isn't that age discrimination? ( BTW I took Vioxx when I was about 26 years old for chronic migraines.) When I get pissed at insurance companies I tell them that if they don't resolve the issue at hand within 24 hours (or whatever amount of time) then I'll be calling the Banking, Insurance, and Health Care Administration to register a complaint. I don't know what state you are in but all you have to do is look in the Business Listings in your phone book and then look for "Vermont State of....." (or whatever state you are in.) That's one of the tactics I use. There are several tactics but that one tends to be the most effective. Good luck. If all else fails yell, scream and jump up and down. Samantha |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Charlie on Jun 24th, 2004, 3:26pm This pisses me off. Try a greivance. I was successful with my dermatologist who was not on my plan. There is only one in my area. Your doctor will have some samples. All this while screaming bloody murder all over the place. You can get the stuff on line in Canada. I don't know which one isn't a scam site though. My HMO took my anti-seizure drug partially off it's formulary, I guess, and doubled the price. It's up to $40 a month instead of $20. My pharmacist helps a little by halving the number of pills when I refill or it would be even more. Bastards find a drug that people with limited ability to earn need to survive and make it worse. I told them that they aren't thinking. What if someone broke a hip in a fall because they couldn't afford the drug and they got stuck with the hospital bill? Kill. >:( Here's hoping you get some ideas here. Charlie Kill again >:( |
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Title: Re: FU@#*ng Insurance Companies!!! Post by floridian on Jun 24th, 2004, 3:28pm Well, things are going to get worse before they get better. The Supreme Court just ruled that if an HMO denies you coverage, the only thing you can sue for is to get that coverage - and you have to do it in federal court. So to get the medicines that may cost a thousand dollars, you need to spend 5-10 thousand on a lawyer. If the insurance companies were allowed to be punished for denying coverage, then lawyers would take your case on speculation and share part of the fine against the company. If the insurance company drags their feet and you don't pay for needed procedures out of pocket, you can no longer legally blame the insurance company for any damages caused by the(ir) delay. Quote:
Low cost, OTC alternative: Check out curcumin (from the spice turmeric) - it is a powerful anti-inflammatory that inhibits the COX2 enzyme. in the way that Viox and Celebrex do. A month's supply costs around $10. Cyclo-oxygenase inhibitors may help some people with cluster headache. These drugs reduce the production of prostaglandin E2, which is involved in triggering other inflammitory molecules (CGRP, NO, etc). Quote:
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Title: Re: FU@#*ng Insurance Companies!!! Post by jhammer on Jun 24th, 2004, 3:36pm I can't pronounce half the words in that article...but I assure you that you can find me in the spice section of the grocery store this evening! Thank you so much for the advice! On another note I thought I'd try to find another Neuro that has an appointment sooner than 2 months away. The doc suggested I call the 'Headache Center' at the University...their next appointment is 3 months away. UGH!!! |
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Title: Re: FU@#*ng Insurance Companies!!! Post by Woobie on Jun 24th, 2004, 3:53pm on 06/24/04 at 15:28:42, floridian wrote:
WOW Floridian........... is there NO end to your wealth of informatioN?? i'm gonna try that - so i dont spend so much on celebrex every month thank you! You RoCK fer real! tina :-* |
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Title: Re: FU@#*ng Insurance Companies!!! Post by floridian on Jun 24th, 2004, 4:02pm The plain spice is good and dietary levels of turmeric are correllated with several degenerative diseases. But to rival the effects of COX2 inhibitors like Vioxx, you probably have to get a concentrated extract - some pharmacies and most health food stores carry this. A few links that are less technical: http://www.drweil.com/app/cda/drw_cda.html-command=MedicineChestDetail-pt=Medicine-medicineId=20 http://qualitycounts.com/fpcurcumin.html http://www.doctormurray.com/Qarchive/curcumin.htm |
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Title: Other COX2 inhibitors Post by floridian on Jun 25th, 2004, 1:20pm Cherries, which are an old folk cure for arthritis. Tart cherries are supposedly best, but bing cherries also work (eating 20 cherries for dessert each night is a pleasant medical regime ;) ) Blackberry leaves contain compounds that inhibit COX2 - these compounds are also found in grape seed extract, pine bark extract, hawthorn, and other plants. (see first abstract) Peony root contains stuff that inhibits the COX2 enzyme (see second abstract). It is also reduces Nitric Oxide, is anti-spasmolytic and lowers cholesterol. There are two types of peony root - red and white. The red includes the root bark and is what I use (boil for an hour). I have been taking it the past few weeks as part of a formula that reduces CGRP (Cinnamon-hoelen-peony-tree peony-perisca). I am hoping to stay headache free as my summer cycle tries to gear up - will post on that in the fall when I know more. Quote:
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