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Kris_in_SJ
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Real job or continued freedom?
« on: Sep 7th, 2005, 7:29pm » |
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O.K.
So ... I've been an independent contractor for over 3 years now working from home and pretty much loving it. I have a "cash cow" client and several smaller ones that keep me busy and keep me paying the bills. The problems are that my husband is also self-employed. We pay over $12,000 a year for health insurance, have no 401K plans, plenty of debt, and so on ....
Plus, I love being able to work in my jammies, take time to bond with my pond fish, and indulge in a little gourmet cooking.
Now I've been offered a primo job with a local firm that's offering excellent salary, a great benefit plan and a pretty darned good working environment. The problem? I'd have to go back to wearing a suit and PANTYHOSE every day! the job itself is right up my alley.
What to do? What to do?
So ... what would YOU do?
Kris
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jcmquix
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Re: Real job or continued freedom?
« Reply #1 on: Sep 7th, 2005, 7:32pm » |
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What to do ???
Snatch it up like a $100.00 bill lying on the sidewalk..
I Dunno J/K... just think about the good and the bad.. weigh them out....
Good Luck
Charlie
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AussieBrian
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Re: Real job or continued freedom?
« Reply #2 on: Sep 7th, 2005, 7:33pm » |
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For starters, I wouldn't wear pantyhose.
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pattik
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Re: Real job or continued freedom?
« Reply #3 on: Sep 7th, 2005, 7:35pm » |
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I would take the job for as long as it takes to get a good retirement plan up and running and get rid of your debt. You can't start too soon to plan for retirement, and 401K's are really a great benefit. You can always go back to your present lifestyle when you get your finances on track. You will just have to make a little more time for your fishies after work.
Patti 
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BlueMeanie
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Re: Real job or continued freedom?
« Reply #4 on: Sep 7th, 2005, 7:44pm » |
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Get out of those jammies, put some clothes on and get to work. With a 401K stockpile you can wear jammies later. Besides, medical insurance is a very smart thing to have nowadays. Good luck with whatever you decide.
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Kris_in_SJ
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Re: Real job or continued freedom?
« Reply #5 on: Sep 7th, 2005, 7:48pm » |
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I realize you're all right. When I weigh it out, the answer will be clear, I'm sure.
However, Brian ... as a woman in the business world, I simply would HAVE to wear pantyhose! (or perhaps I could paint my legs?)
Kris
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Sean_C
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Re: Real job or continued freedom?
« Reply #6 on: Sep 7th, 2005, 7:49pm » |
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on Sep 7th, 2005, 7:29pm, Kris_in_SJ wrote:| We pay over $12,000 a year for health insurance |
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I pay almost 18K for my family health care, that would be approximately 27K from my gross salary.
I spend more on health insurance than some people make in a year. And I definately can't be without it. 
Its a tough call Kris, its something you should decide for yourself IMHO.
Sean.......................................
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vig
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Re: Real job or continued freedom?
« Reply #7 on: Sep 7th, 2005, 7:54pm » |
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I like the advice from both Patti AND Brian AND CHarlie.
bbbbbut, I won't wear pantyhose either.
You can still wear the jammies at night, talk to the fish in the mornings and evenings and weekends and you still have to eat...
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cootie
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Re: Real job or continued freedom?
« Reply #8 on: Sep 7th, 2005, 7:56pm » |
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Get a tanning bed for those legs........or wear comfy army boots with slouch socks.........I hate pantyhoser Pam
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Redd
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Re: Real job or continued freedom?
« Reply #9 on: Sep 7th, 2005, 8:01pm » |
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on Sep 7th, 2005, 7:49pm, Sean_C wrote:
I pay almost 18K for my family health care, that would be approximately 27K from my gross salary.
I spend more on health insurance than some people make in a year. And I definately can't be without it.
Its a tough call Kris, its something you should decide for yourself IMHO.
Sean.......................................
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I'm one of those people Sean.... 
I say train me to do your home Job...you take the great job....
I can't afford the small business insurance plan they ahve at work anyway, and I'd save my gas budget on the daily commute. 
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pattik
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Re: Real job or continued freedom?
« Reply #10 on: Sep 7th, 2005, 8:03pm » |
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on Sep 7th, 2005, 7:48pm, Kris_in_SJ wrote:
However, Brian ... as a woman in the business world, I simply would HAVE to wear pantyhose! (or perhaps I could paint my legs?)
Kris |
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pantyhose suck! (and you can quote me on that)
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E-Double
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Re: Real job or continued freedom?
« Reply #11 on: Sep 7th, 2005, 8:03pm » |
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I'd take it Kris.
I am self employed and make a hell of a lot more money than when I working in schools yet no benefits.
If something came along which had comperable money with benefits I'd jump on that.
Go for yours anniversary mate 
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nani
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Re: Real job or continued freedom?
« Reply #12 on: Sep 7th, 2005, 8:04pm » |
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Oh...that's a tough one, Kris. While the thought of pantyhose sends shivers up my spine... getting back out there sounds kind of exciting, too.
I would probably go for it. At least give it a trial run. Say 6 months. If I hated it, I could always resign. Most of what I do, I can do at home, save for the substitute teaching. I have to admit, I love my cozy, homey, workplace. But on the days I teach...I love getting out there, too.
Sorry, I'm no help, am I?
Let us know... hugs, nani
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Sean_C
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Re: Real job or continued freedom?
« Reply #13 on: Sep 7th, 2005, 8:07pm » |
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on Sep 7th, 2005, 8:01pm, Redd715 wrote:
I'm one of those people Sean.... |
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Your not alone Peg, I worked all Labor Day weekend and now you know why
I've looked for affordable healthcare and in my opinion it doesn't exist. Once you tell them you have pre-existing conditions they raise thier rates.
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Redd
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Re: Real job or continued freedom?
« Reply #14 on: Sep 7th, 2005, 8:12pm » |
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on Sep 7th, 2005, 8:07pm, Sean_C wrote:
Your not alone Peg, I worked all Labor Day weekend and now you know why
I've looked for affordable healthcare and in my opinion it doesn't exist. Once you tell them you have pre-existing conditions they raise thier rates.
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I was refering to the statement health ins costs is more than I make a year...in addition to no insurance..
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BobG
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Re: Real job or continued freedom?
« Reply #15 on: Sep 7th, 2005, 8:16pm » |
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You don't say what the salary is (it's none of my business anyway) or if a 401K is offered but......
If maximum 401K contributions are started at about age 30 and continued to age 60 you should have $750,000 to a $million to retire on.
But, there is that pantyhose problem to think about.
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alienspacebabe
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Re: Real job or continued freedom?
« Reply #16 on: Sep 7th, 2005, 8:36pm » |
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Figure out what the priority is for you, then decide. Perhaps you can keep your current business, albiet part-time, while working full-time at this new job.
And yes, I *have* turned down a job because they required pantyhose, navy skirt suits and heels.... it had nothing to do with the 2 1/2 hour commute or the 100 hour work weeks.
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Lizzie2
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Re: Real job or continued freedom?
« Reply #17 on: Sep 7th, 2005, 9:03pm » |
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Well if it were me - I'd probably wear long skirts or pants....and find some way to avoid panty-hose at all costs.
Sounds like a great job - but good luck with whatever you choose!!
Carrie
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AussieBrian
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Re: Real job or continued freedom?
« Reply #18 on: Sep 7th, 2005, 9:13pm » |
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So proud of myself that I could make her toes curl like that, then realised I'd been in too much of a rush and hadn't removed her pantyhose.
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giffy76
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Re: Real job or continued freedom?
« Reply #19 on: Sep 8th, 2005, 6:03am » |
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on Sep 7th, 2005, 9:13pm, AussieBrian wrote:| So proud of myself that I could make her toes curl like that, then realised I'd been in too much of a rush and hadn't removed her pantyhose. |
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LMAO.
I say go for it.
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Woobie
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Re: Real job or continued freedom?
« Reply #20 on: Sep 8th, 2005, 6:15am » |
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The "Perfect" job is hard to come by.....
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Melissa
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Re: Real job or continued freedom?
« Reply #21 on: Sep 8th, 2005, 8:25am » |
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Kris, can't you wear pantsuits? I mean, is a skirt mandatory? At least with a pantsuit, you only gotta wear kneehighs.
Seriously, sounds like a super offer. If it were me, I'd grab it and hang on tight.
mel
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Charlie
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Re: Real job or continued freedom?
« Reply #22 on: Sep 8th, 2005, 4:21pm » |
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Well I wear used to wear garter belts.
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Kris_in_SJ
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Re: Real job or continued freedom?
« Reply #23 on: Sep 8th, 2005, 6:53pm » |
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You guys are so great (even you Brian)!
I'm going to do the pro/con thing down a piece of paper. I have a feeling I know what I'll end up choosing. But, boy oh boy, I hate letting down the clients that have depended on me for the past few years.
And, yes, I'm pretty sure pants and jackets are OK. This place doesn't require uniforms - just professional attire. I don't think my jammies would pass that test.
Hugs all,
Kris
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Jonny
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Re: Real job or continued freedom?
« Reply #24 on: Sep 8th, 2005, 7:16pm » |
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Have you considered retirement?
Not much of that in jammies if you are not investing.
I could be wrong.
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